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According to Morgan Stanley's analysis, it is expected that by 2030, artificial intelligence will threaten about 200,000 banking jobs in the European financial industry. Analysts point out that the most affected will be back-office and middle-office positions, which typically involve data processing, administrative tasks, and other routine operations.
Image source note: The image is AI-generated, provided by the AI image generation service Midjourney
With the rapid development of fintech, many traditional banks are gradually adopting intelligent solutions to improve efficiency and reduce costs. The application of artificial intelligence technology has made banks more efficient in areas such as customer service, risk management, and compliance. However, this also means that many jobs will be replaced by machines. Especially in back-office support and data analysis fields, the introduction of AI may lead to a significant reduction in job demand.
Analysts say that although AI can improve work efficiency, it will also pose challenges for banks in handling layoffs and job transitions. To cope with these changes, banks need to develop new strategies to help employees adapt to the changing work environment and find new training opportunities.
As technology advances and the industry transforms, traditional banks must become more flexible in the future to maintain their market position. Morgan Stanley's report highlights the potential of artificial intelligence in the financial industry while reminding relevant personnel to prepare for the future and face the upcoming changes in the workplace.
Key Points:
🔍 By 2030, AI is expected to affect around 200,000 banking jobs in Europe, especially back-office and middle-office positions.
🤖 The rapid development of fintech is driving banks to adopt AI to improve efficiency, but this also means a reduction in traditional jobs.
📈 Banks need to develop strategies to address the challenges of layoffs and provide training to help employees adapt to the new environment.