Ant Financial's AI global business has made new progress. Recently, Ryt Bank, the first AI-native bank in Southeast Asia supported by Ant Financial, announced that its user base has exceeded 1.2 million, with over 25 million transactions processed. Monthly transaction volume has grown more than 35 times since its launch, showing strong growth momentum. On May 14, the project was selected as the 2026 Malaysia Best AI Customer Experience Award winner by The Asian Banker.

The bank was jointly established by YTL Group and Sea Limited, and holds a digital banking license in Malaysia. Since its inception, it has fully built its business processes, customer experience, and risk control systems with AI as the core driving force. Through its built-in smart assistant, Ryt AI, users can make payments and transfers, manage daily expenses and bills through chat. It is reported that nearly half of Ryt Bank's users have used the Ryt AI feature, and users who use the AI function have a two-fold reuse rate compared to those who do not use it.

Wilson Soon, CEO of Ryt Bank, said that AI capabilities are the core driving force for its growth, and Ant Financial's technical support "has played a key role" in its development. It is reported that Ant Financial provides AI technical support for Ryt Bank, covering modules such as customer service, risk control, and experience. Notably, Ant Financial's ZOLOZ eKYC capability has reduced account opening time from several days to as fast as two minutes, improving user experience while ensuring account and fund security.

Li Shiwei, President of Ant Financial's international business, said: "We are honored to share this award with Ryt Bank. We have proven that AI and finance can be seamlessly integrated, providing customers with faster, safer, and more personalized banking experiences and creating real value."

The successful implementation of Ryt Bank is a typical practice of Ant Financial's AI global strategy, with core models including full-stack AI product capabilities and an open ecosystem. Currently, Ant Financial has built a full-stack AI capability covering industry large models, intelligent body research and development, AI security, and scenario applications, and has achieved modular, open, and customizable output. By combining partners' deep insights into local regulations, ecosystems, and users, both sides collaborate to transform AI technology large models into scalable business momentum.

Ant Financial's deep technological innovation and industrial practice in the field of AI are the cornerstone of its global strategy. With long-term investment in enterprise-level AGI, Ant Financial has accumulated rich experience and technical strength. Currently, Ant Financial has helped more than 10 domestic financial institutions, including Ningbo Bank and Shanghai Bank, to build their own "AI brain," and has implemented AI applications in core business scenarios. These capabilities not only serve the domestic market but also form the core competitiveness of its global AI solution output.