On May 26, Alipay announced that "AI Payment" has completed 300 million AI agent payments and supports 95% of general agent frameworks, becoming the world's first large-scale commercial AI-native payment infrastructure. At the same time, Alipay launched the world's first Token Pay service and AI wallet product. Together with previously released AI Pay and AI Collect, they have built a comprehensive AI-native payment system for the AI era, covering complete services from authorization to management, from payment to settlement, and from security to trust.

This is the third time Alipay has innovated to support the AI era, following the quick payment and scanning payment that helped the e-commerce era and the mobile internet era.

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Han Xinyi, CEO of Ant Group, said: "Under the AI era, the essence of business has not changed, but the new role of agents is reshaping everything. With 22 years of technical accumulation and business know-how, Alipay has built a new AI payment service to help the new business ecosystem develop rapidly."

300 million AI payments, 95% of general agent frameworks

The world's first large-scale commercial AI-native payment infrastructure

Latest data shows that, building on the previous milestone where both the number of payments and users exceeded 100 million globally, the number of AI agent payments handled by Alipay has reached a new high of 300 million.

The boom of agents and AI payments have driven new forms of goods and service transactions. Transactions between agents will become one of the mainstream payment forms in the AI era.

Currently, Alipay's AI payment supports 95% of general agent frameworks. This includes general agents like Qwen, JVS Claw, Claude code, Hermes Agent, smart devices like Qwen AI glasses, Rokid, Future Intelligent AI earphones, smart cabins like Li Auto, Chery, Geely, and Dongfeng, as well as leading AI tool platforms like TRAE SOLO, Qoder, and Koala.

After extensive scenario validation, Alipay's AI payment has become the world's first large-scale commercial AI-native payment infrastructure.

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Newly launched AI wallet

The world's first wallet for managing AI agent payments

In the AI era, agents will become the executors of payment instructions. Meanwhile, the era where each user has dozens or even hundreds of agents is already here. How can we effectively manage AI agent payments?

Alipay officially launched the world's first AI wallet for individual users. The personal wallet doesn't just manage funds—it also includes the authorization and management of agents. The Alipay AI wallet allows users to manage "agent tasks" in real-time before and during payments, and provides post-payment bill queries, enabling full visibility of intelligent consumption. With it, the Alipay AI payment system has upgraded from "can pay and collect" to "can manage and control."

Starting today, users can search for "AI Wallet" on Alipay to experience it.

Newly launched Token Pay

Designed for token payments

Token is the core energy in the AI era, and payments around tokens have become essential.

Alipay pioneered a comprehensive Token payment solution—Token Pay—which helps large model companies solve global user subscriptions, one-click token recharge within Claw, and other needs. Users can recharge anytime and anywhere through various methods, ensuring stable and orderly operation of agent tasks.

MiniMax and Jiequ Star announced a deep collaboration with Alipay, with multiple AI-native products using Alipay's customized AI payment full-stack solution, covering scenarios such as token recharging, membership subscriptions, and marketing.

"The AI industry needs to prepare for tenfold growth, and payment is a crucial link," said Hu Weiqi, Vice President of MiniMax: "We will carry out multi-flywheel and multi-touchpoint cooperation with Alipay, promoting the multidirectional cycle of AI commerce."

"AI Pay" ✖️ "Touch and Pay"

Launch of the first merchant operating agent "Xiaoyu"

Agent services are not limited to the digital world; offline commerce is also witnessing new productive forces.

Building upon the "Touch and Pay" smart terminals found in millions of physical stores nationwide, Alipay launched the first merchant operating agent "Xiaoyu." Through each "Touch and Pay" terminal, which integrates core capabilities such as payment, membership, products, delivery, and store traffic distribution, "Xiaoyu" becomes the merchant's AI assistant, and the "Touch and Pay" smart device evolves into an AI partner at the store level.

Comprehensive AI payment product matrix unveiled

Two bases ensure trusted transactions

The AI wallet, Token Pay, and the previously released "AI Pay" and "AI Collect" services form a comprehensive AI-native payment product matrix for the AI era, which is currently the most complete payment system in the AI industry.

At the same time, this is also the most forward-looking payment system in the field of trusted and traceable transactions. Alipay has also developed two foundational frameworks to make large-scale AI payment possible:

l Alipay, together with more than 20 ecosystem partners, upgraded the first Chinese intelligent agent business trust open protocol framework (ACT Protocol 2.0), providing a set of "universal languages" for agents across terminals and systems, and pioneering a systematic framework for A2A (Agent-to-Agent) and A2M (Agent-to-Machine) payment capabilities in the industry.

l Alipay's self-developed "AI Pay Smart Security System" has built a four-layer protection system covering identity security, runtime security, supply chain security, and intent security throughout the entire lifecycle. It has passed two authoritative security certifications from the China Academy of Information and Communications Technology (CAICT) Teledyne Lab with the highest standard of five points.

Supporting the AI Economy

Providing Global AI Payment Solutions

Entrepreneurs in the AI era are born global. As a leader in global payment solutions, Ant Group provides global compliance payment service solutions for customers in all industries through Alipay and Ant International.

Globally, Ant International accelerates collaboration with leading large models worldwide, connecting the entire AI shopping process; launching an AI agent payment solution that integrates electronic wallets, bank cards, and other payment methods in one go, achieving periodic automatic deductions across multiple scenarios and terminals; in the field of security risk control, Ant International collaborates with partners focusing on core issues such as identity authentication, authorization token management, and risk control, jointly building an international security trust framework suitable for AI-native environments; meanwhile, Ant International also enhances the efficiency of integrating AI payments into electronic wallets, helping the global AI business move toward a new stage of large-scale autonomous transactions among agents.

Token Subsidies, AI Developers 0 Fee Rate

Comprehensively Accelerating the AI Agent Business Ecosystem

To accelerate the development of the AI agent business ecosystem, Alipay also launched an incentive plan for AI developers, including token-specific subsidies, zero payment fee discounts for individual developers, and support for supply.

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Zhu Lin, General Manager of Ant Group's AI Payment, said: "AI payment is ready, helping the big ship of AI sail."